Do you need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE Refinance Analysis Request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 5th.
The Home Refinance Process
Here’s how our home refinance process works:
Complete our simple home refinance analysis request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.
Refinancing can help you:
LOWER YOUR PAYMENTS
PAY OFF YOUR LOAN FASTER
REMOVE MORTGAGE INSURANCE
TAKE CASH-OUT TO CONSOLIDATE DEBT
US Lender can help you find your best mortgage refinancing option:
I want to take cash out of my home or consolidate debt
You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.
I want to pay off my loan faster
The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan? There are many options available that could potentially help you pay off your mortgage faster and could help you save money.
I want to reduce my monthly payment or rate
Mortgage rates are still very low. A refinance with US Lender can help you lower payment and possibly save you money. Contact us today to find out if you qualify for a refinance.
I want to refinance my VA Loan with an IRRRL
IRRRL stands for Interest Rate Reduction Refinancing Loan. An IRRRL is a VA-guaranteed loan made to refinance an existing VA-guaranteed loan. The IRRRL is generally performed to lower the interest rate and reduce the monthly payment on the existing VA guaranteed loan.
Get a FREE NO-Obligation Loan Analysis and Rate Quote: